Award Winning Mortgage and Insurance Advice You Can Trust Across The Whole of the UK
*Prestige Award winner 3 years running
Leaving no stone unturned. When it comes to your mortgage we’ll ensure we explore every opportunity for you and your family.
Need help understanding and choosing the right mortgage for you? We can point you in the right direction.
Prestige Mortgage Solutions, based in East Kilbride, offers professional Mortgage & Insurance advice covering East Kilbride, Glasgow and surrounding areas as well as the whole of the UK. It’s our aim to be a cut above the rest. We want to give you more value than the average mortgage broker, leaving NO STONE LEFT UNTURNED.
🗓️ Appointments Around You
We work at times that suit you, carrying out appointments via phone or online — giving you the benefit of first class service around your own schedule, and in the comfort of your own home.
🤝 Expert Guidance Every Step
Gaining your mortgage can be daunting. Our team offers a wealth of experience no matter what your circumstances, removing any financial jargon and making you feel at ease every step of the way.
🏠 Hassle-Free Process
Whether you are a first time buyer, home mover, or looking to save money on your mortgage, we will make the whole process as hassle-free and straightforward as possible.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We are committed to providing a professional service to all our customers. If you are unhappy then we want to hear about it so we can try to put things right. With this in mind, we have the following complaints procedure in place.
Ready to discuss your mortgage options?
Call 0330 135 8047 to speak to a member of our team now, OR….
Why not book an appointment and see how we can help you!
Specialising In:
Mortgages
Whether you’re looking for your first mortgage or you need some help adjusting your current one, Prestige Mortgage Solutions is here to help.
Insurance
We’re here to discuss your options that could protect you, your family & your home from every eventuality.
Simple Process
We believe in simplicity and outstanding customer service. We will work with you to find the most suitable mortgage deal for you based on your affordability, deposit and credit history.
Discover the best mortgage rates from the whole of the market
No matter what type of mortgage you are looking for, with access to the whole of market lenders ranging from high street brands through to niche specialists catering for unique situations, we always ensure we get the deal for you
What does Prestige Mortgage Solutions Ltd do?
Prestige Mortgage Solutions Ltd is a professional mortgage and insurance broker helping clients across the UK find suitable mortgage and protection solutions. We provide expert advice on residential mortgages, remortgages, Buy to Let mortgages, life insurance, critical illness cover, income protection, and home insurance.
We specialise in helping clients with more complex circumstances, including self-employed applicants, bad credit mortgages, debt consolidation mortgages, and large mortgage loans.
What does a mortgage advisor do?
A mortgage advisor helps you find a mortgage that suits your financial circumstances and goals. A mortgage advisor will assess your income, affordability, credit history, and deposit before recommending suitable mortgage products from available lenders.
At Prestige Mortgage Solutions Ltd, we also guide you through the mortgage application process from start to finish, helping with paperwork, lender communication, and mortgage approvals.
What’s the difference between using a mortgage advisor versus a high street bank?
A high street bank can only offer its own mortgage products, whereas a mortgage broker can compare mortgage deals from multiple lenders.
Using a mortgage advisor can be especially beneficial if you are:
Self-employed, or Have bad credit, or Need a large mortgage loan, or Want a debt consolidation mortgage, or Looking for specialist mortgage advice, or you Need help finding competitive mortgage rates
A mortgage broker can help save time and may improve your chances of finding a mortgage suitable for your circumstances.
Can you help self-employed applicants get a mortgage?
Yes. We specialise in self-employed mortgages and regularly help sole traders, company directors, contractors, and freelancers secure mortgage approvals.
Many self-employed applicants worry about proving income, but we work with lenders who understand complex income structures and self-employed earnings.
If you are looking for a self-employed mortgage broker, Prestige Mortgage Solutions Ltd can help review your options.
Can I get a mortgage with bad credit?
Yes, potentially. We help clients with a range of adverse credit issues including:
Missed payments, Defaults, CCJs, Secured arrears, Debt management plans, Historic bankruptcy, Low credit scores
Bad credit does not automatically mean you cannot get a mortgage. We work with lenders who specialise in bad credit mortgages and adverse credit mortgage solutions.
What is a debt consolidation mortgage?
A debt consolidation mortgage allows you to combine existing debts such as loans or credit cards into your mortgage repayments.
For some clients, this can help reduce monthly outgoings and simplify finances. However, consolidating debts into a mortgage may increase the total amount repaid over the full mortgage term.
We can explain the advantages, risks, and suitability of debt consolidation mortgages based on your circumstances.
Can I borrow additional funds on my mortgage?
Yes. Additional mortgage borrowing may be available for:
Home improvements, Debt consolidation, Property renovations, Major purchases, Other financial needs
We can help review whether additional borrowing or a remortgage may be suitable for your situation.
Do you arrange large mortgage loans?
Yes. Prestige Mortgage Solutions Ltd specialises in large mortgage loans and complex mortgage applications.
We help clients with:
High-value property purchases
Complex income structures
Self-employed income
Multiple income streams
Specialist lending requirements
How much can I borrow for a mortgage?
The amount you may be able to borrow depends on:
Your income
Employment status
Credit history
Existing financial commitments
Deposit amount
Property value
We can provide a mortgage affordability assessment and help you understand your borrowing potential.
Can you help with a remortgage?
Yes. We help clients compare remortgage deals and review whether switching mortgage products may benefit them.
A remortgage may help you:
Secure a new fixed rate
Reduce monthly repayments
Release equity from your property
Borrow additional funds
Consolidate debts
If your current mortgage deal is ending, we can help review your remortgage options.
Can you help with Buy to Let mortgages?
Yes. We help landlords and property investors secure Buy to Let mortgages across a range of property types.
We can assist with:
First-time Buy to Let landlords
Portfolio landlords
Buy to Let remortgages
Limited company Buy to Let mortgages
Property investment mortgages
Can you help with Buy to Let mortgages?
Yes. We help landlords and property investors secure Buy to Let mortgages across a range of property types.
We can assist with:
First-time Buy to Let landlords
Portfolio landlords
Buy to Let remortgages
Limited company Buy to Let mortgages
Property investment mortgages
Can you help me if I’m based elsewhere in the country?
Yes. Prestige Mortgage Solutions Ltd works with clients across the UK.
We can provide mortgage and insurance advice remotely via:
Telephone appointments
Video calls
Email communication
Online document sharing
This allows us to help clients nationwide with their mortgage and protection needs.
What types of insurance do you offer?
We provide advice on:
Life insurance
Critical illness cover
Income protection insurance
Home insurance
We help clients protect their homes, families, income, and financial commitments.
What is life insurance?
Life insurance provides a lump sum payment if you pass away during the policy term. It can help protect your family financially and may help cover:
Mortgage repayments
Household bills
Living expenses
Future financial commitments
What is critical illness cover?
Critical illness cover pays a lump sum if you are diagnosed with a specified serious illness covered under the policy.
This can help support you financially during recovery and assist with mortgage payments or other living costs.
What is income protection insurance?
Income protection insurance provides regular monthly payments if you are unable to work due to illness or injury.
This can help cover essential expenses including:
Mortgage payments
Household bills
Everyday living costs
Why is home insurance important?
Home insurance helps protect your property and belongings against risks such as:
Fire
Flooding
Theft
Storm damage
Accidental damage
Having suitable home insurance can provide financial protection and peace of mind.
Mortgage Process FAQs
How does the mortgage process work?
Our mortgage process typically includes:
Initial consultation
Reviewing your financial circumstances
Searching suitable mortgage lenders
Recommending mortgage options
Submitting your mortgage application
Supporting you through to mortgage completion
We aim to make the mortgage process as straightforward and stress-free as possible.
Is there a fee for mortgage advice?
Any mortgage broker fees will always be explained clearly before you proceed with an application.
How long does a mortgage application take?
Mortgage application timescales vary depending on the lender and complexity of the case.
Most mortgage applications take several weeks from submission through to formal mortgage offer.
Can you help if I’ve been declined for a mortgage elsewhere?
Yes. We regularly help clients who have previously been declined by banks or other lenders.
Being declined does not always mean you cannot get a mortgage. We can review your circumstances and explore alternative mortgage lenders who may be more suitable.
How do I get started?
You can contact Prestige Mortgage Solutions Ltd to arrange an initial mortgage consultation and discuss your mortgage or insurance requirements.
We will review your circumstances and help you explore suitable mortgage and protection options tailored to your needs.