If you are a ‘Contractor’ you will generally struggle to find a mortgage with most conventional banks and building societies. Most mortgage lenders simply do not understand how you are paid as you do not fit into the standard tick boxes for lenders on a mortgage...
Mortgages – What you need to know. Buying a property is the largest expense that many people incur during their lifetime. Due to the amount of money involved, the majority of people take out a mortgage to fund the purchase of their property. A mortgage is a loan...
If you’re buying a home on one salary, either as a one-income family or as a single applicant, you may think your options are limited but this isn’t necessarily the case. Whilst you may need to work harder to get the finances you need in place, with careful...
Getting a mortgage for the Self-Employed is not the challenge it once was. Many lenders are happy to accept Self-Employed people, as long as you can confirm your income with a few documents. Some will even accept people with just one years’ accounts. Can you get a...
What Type of Mortgages are Available to NHS Staff? Those working for the National Health Service have very similar mortgage options to other applicants, although some lenders offer lower NHS Mortgage rates to NHS workers. What Mortgages Discounts are available to NHS...
