If you are a ‘Contractor’ you will generally struggle to find a mortgage with most conventional banks and building societies. Most mortgage lenders simply do not understand how you are paid as you do not fit into the standard tick boxes for lenders on a mortgage...
What Are Your Options When Getting a Mortgage After Divorce? Whilst divorce is not the cheeriest of subjects, it is a sad fact that 42% of marriages end in divorce. If you are one of these couples you may believe that going your separate ways is a simple case of...
One of the biggest decisions facing landlords in recent times has been whether to incorporate new purchases, or existing portfolios, into a limited company structure. Historically speaking, this was a far more straightforward decision for many pre-2016. However, over...
Mortgages – What you need to know. Buying a property is the largest expense that many people incur during their lifetime. Due to the amount of money involved, the majority of people take out a mortgage to fund the purchase of their property. A mortgage is a loan...
If you’re buying a home on one salary, either as a one-income family or as a single applicant, you may think your options are limited but this isn’t necessarily the case. Whilst you may need to work harder to get the finances you need in place, with careful...