If you are a ‘Contractor’ you will generally struggle to find a mortgage with most conventional banks and building societies. Most mortgage lenders simply do not understand how you are paid as you do not fit into the standard tick boxes for lenders on a mortgage...
We often get asked, should I protect my income? When it comes to protecting your family and livelihood, you just can’t be too careful. It may come as a surprise to learn that only 35% of UK adults hold a life, critical illness or income protection product. This...
Getting a mortgage for the Self-Employed is not the challenge it once was. Many lenders are happy to accept Self-Employed people, as long as you can confirm your income with a few documents. Some will even accept people with just one years’ accounts. Can you get a...
