Income Protection Insurance

What is income protection insurance?

Income protection insurance is a policy that is designed to support you during periods of unemployment, rehabilitation or sickness. Claimants can receive a monthly payment of up to 60% of their monthly salary. It provides great peace of mind and certainty that you’ll continue to receive a regular income to pay for living expenses. For more information about income protection, please contact one of our advisors. They can talk you through the level of coverage required for your circumstance. You can decide how long the insurer will pay out for, for example until you retire or for a certain number of years. The longer the cover period the more the monthly premiums you’ll pay.

Income protection insurance keeps your finances secure if you cannot work. Find out how our advisors can help you.

Income protection insurance helps you stay safe if you cannot work due to a long period of sickness. This insurance provides you with a significant percentage of your yearly earnings, helping you stay clear of any debt, mortgage, or other financial issues. This option is highly recommended if you’re the sole earner in a household.

Our advisors are here to help you find the right policy and rates for your situation. We’ll browse the entire insurance market to find the right deals for you, offer exclusive rates that you won’t find with other insurance brokers, and help you keep your finances safe going forward.

Why Use Insurance Brokers from Prestige Mortgage Solutions?

We’re dedicated to finding you the best rates for your needs.


We’ll offer you a no-obligation consultation for free to discuss your needs


We’ll search the entire insurance market to find the option that’s right for you.


Tailored advice based upon your circumstances and budget


We’ll provide you with a range of options regarding your situation.

Got a question about income protection?

Our advisers are here to help. If you’d prefer to speak to someone, get in touch below or give us a call.

Do I Need Income Protection Insurance?

Income protection insurance covers the loss of work due to illness that has resulted in a significant loss of earnings. This insurance will cover you from 12 months to retirement depending on your plan set up while you recover. 

This is usually the best choice to take if you’re responsible for all or most of the household income. Our advisors will make sure you get the best rates possible, too.

141.4 million is the number of working days lost in the UK in 2018 due to sickness or injury (Office for National Statistics, November 20)

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