Mortgage Broker Inverness
Award-Winning Mortgage & Protection Advice for First-Time Buyers, Home Movers, Self-Build, Holiday Lets, Bad Credit & Remortgages Across Inverness and the Highlands.
Your Mortgage Advisors for Inverness & the Highlands
Inverness is the fastest-growing city in Scotland, and the Highland capital's property market has demands you won't find elsewhere — from new developments at Ness-side, Milton of Leys and Inshes to rural properties, self-build plots and holiday lets across the wider Highlands. As whole-of-market mortgage advisors, Inverness buyers get access to lenders across the entire UK through us, including specialists comfortable with non-standard construction and remote locations. Appointments are by phone or video at a time that suits you — wherever in the Highlands you're buying.
Our Mortgage Solutions for Inverness
First-Time Buyer Mortgages
Step onto the ladder in Scotland's fastest-growing city. We guide Inverness first-time buyers from deposit and LBTT relief through to keys in hand.
Remortgage Inverness
Fixed rate ending? We search the whole market so Inverness homeowners can switch to a better deal or release equity with confidence.
Self-Build & Moving Home
From self-build plots and croft land to moving across the Highlands, we arrange mortgages for the property journeys that make this region unique.
Bad Credit Mortgage
Defaults, CCJs or missed payments? We work with specialist lenders who consider Highland applicants the high street turns away.
Self-Employed & Contractors
From tourism and hospitality business owners to tradespeople and NHS Highland staff, we secure mortgages for complex and seasonal incomes.
Buy to Let Mortgage
With year-round tourism demand, Inverness and the Highlands are popular with landlords. We arrange buy-to-let and specialist holiday-let mortgages.
Why Inverness Residents Choose Us
Prestige Mortgage Solutions Ltd combines whole-of-market lender access with award-winning service — including Financial Adviser of the Year 2022 — so Inverness buyers get the right deal for their circumstances, not just what one bank offers. Beyond your mortgage, our advisers provide financial advice on protecting it, from life insurance to income protection and critical illness cover. Consultations are free and no-obligation, so you can explore your options risk-free.
Access to Whole Lenders Market
From high street banks to specialist Highland-friendly lenders, we cover the entire market for Inverness buyers.
★★★★★
"I can’t thank Chris enough for arranging a joint Mortgage for myself and my daughter to allow her to buy her house, the process was fast and efficient and stress free,
We had tried another Mortgage advisor who was unable to help us , Chris has been fantastic and I can’t recommend him highly enough,"
Yvonne
★★★★★
"Chris was fantastic helping us out with a new mortgage for moving house. Nothing was ever a problem. He was quick to respond and was very helpful. Thanks again Chris!"
Kerri Bolton
★★★★★
"Chris was professional and efficient throughout the whole process. He took care of everything and took the stress away from us. Cannot recommend Prestige Mortgages enough."
Stephanie Mooney
Book Your Free Appointment
Start your mortgage journey by scheduling a free consultation at a time that suits you.
We Search Whole Of The Market
We will conduct a comprehensive search across the whole of the market to find the best mortgage deal tailored to your unique circumstances.
We Handle Everything
From the initial application to the final mortgage offer, we manage the entire process, ensuring a smooth and hassle-free experience for you.
Trusted Mortgage Advice Across Inverness & the Highlands
Prestige Mortgage Solutions Ltd serves clients buying and remortgaging across all parts of Inverness, including Crown, Hilton, Merkinch, Culloden, Smithton, Westhill, Inshes, Milton of Leys and Ness-side. We also cover the wider Highland area, including Nairn, Dingwall, Beauly, the Black Isle and Aviemore — with everything handled remotely by phone or video call, so distance is never a barrier. Prestige Mortgage Solutions Ltd is authorised and regulated by the Financial Conduct Authority, firm reference number 821728.
Industry Awards
2023
Prestige Awards Winner
Honored for outstanding service and client satisfaction in mortgage solutions.
2022
Financial Adviser of the Year
Recognised for excellence in financial advice and customer care.
2021
Business Excellence Award
Acknowledged for innovative and client-focused mortgage services.
Looking for a Mortgage Broker Inverness?
Why not book an appointment and see how we can help you!
Do I need a local mortgage broker in Inverness?
Yes. A broker who understands the Inverness and Highland market — "offers over" pricing, rapid new-build growth, and lender rules on rural, non-standard and self-build properties — can match you with the right lender first time.
Is there a free Mortgage Advisors Inverness?
Our initial consultation and quotes are completely free with no obligation. If you proceed, a typical arrangement fee of £499 is only payable once you receive a successful mortgage offer — so there's nothing to pay upfront and nothing if we don't deliver.
Can I get a self-build mortgage in the Highlands?
Yes. Self-build is more common in the Highlands than almost anywhere in the UK, and we work with lenders who release funds in stages as your build progresses — including on plots and croft land that mainstream banks decline.
Can I get a holiday-let mortgage in Inverness?
Yes. With strong year-round tourism, holiday lets are popular across Inverness and the Highlands. We arrange specialist holiday-let mortgages, which differ from standard buy-to-let, with lenders who accept projected seasonal income.
I'm relocating to Inverness — can you arrange everything remotely?
Absolutely. Many of our clients are moving to the Highlands for lifestyle or remote work, and we handle everything by phone or video call, from Agreement in Principle to completion, wherever you're moving from.
Can I get a mortgage in Inverness with bad credit or self-employed income?
In most cases, yes. We work with specialist lenders who consider defaults, CCJs and missed payments, and with lenders experienced in self-employed, contractor and seasonal tourism incomes common across the Highlands.
Find Your Perfect Mortgage in Inverness Today
Connect with us for a free, no-obligation consultation and discover tailored mortgage options across Inverness and the Highlands. Wherever you're buying — city, coast or glen — we're ready to help.