We all want to protect what’s important to us – our home and our loved ones.
Dying is obviously not on your to-do list, but the reality is – Every 22 minutes a child loses a parent they rely on financially.
Protecting your future is crucial, and our friendly and experienced team can help you do exactly that. Life is rather unpredictable.
At Prestige Mortgage Solutions, our experienced advisers will ensure that your loved ones are cared for and able to cope financially, should anything happen to you.
Life Insurance can protect those closest to us in their time of need. Most of us would like to think that when our lives come to an end we’ll be old and our family will be financially secure. Sadly, this isn’t always the reality
Life Cover is like a safety net for your family. It pays out a lump sum in the event of your death, helping them cope financially at an already difficult time.
Critical Illness Cover
We all worry about getting ill, especially being diagnosed with a critical illness. If the worse was to happen the last thing we need is to stress about how we’re going to pay the bills, or how to cover any additional costs incurred as a result
If your diagnosed with a critical illness, your cover will pay out a cash lump sump or regular income. This enables you to pay for the best treatment or take time off work to recover.
Income Protection Cover
We understand that sometimes life throws you a curve ball. Income Protection is designed to pay a regular monthly benefit if you are unable to work due to illness.
You can cover outgoings and maintain your lifestyle if you’re unable to work.
You can receive a tax-free, monthly benefit of up to 70% of your gross annual salary.
Owning your own home is a huge financial commitment. When you take out a mortgage your payments must be made every month or you are at risk of having your property repossessed. This is still the case whether you are made redundant become ill or even die.
We can put together a mortgage protection plan to cover your mortgage should you die or get a critical illness. There are lots of options available, give us a call to discuss this further
Family Income Benefit
These policies can be invaluable to people with young children who wish to protect against the loss of income from either or both parents.
This type of policy provides a monthly tax-free income paid until the end of the policy term. There are options within these policies to allow for increase in cost of living and the length of term.
Over 50’s /Whole of life Plan
Pays out a lump sum which could help with funeral costs, cover unpaid bills or leave an inheritance for grandchildren or loved ones.
Businesses deal with risks every day, but often overlook one of the most serious risks that could affect their future performance or even their existence – the risk of long-term illness or death of a key person.
Business protection is designed to help safeguard your business against the effects of losing key staff and we can offer a wide range of products to help cover this.
Confused about the huge task of arranging your own cover? Worried you take too much or not enough cover? Don’t know what type of protection is best for your circumstances? Contact us and let us put your mind at ease with our comprehensive and professional service.
Prestige Mortgage Solutions is not tied to one provider so can provide advice from a comprehensive panel. This ensures the product is right for you.
Cover Tailored to You
The protection we can arrange for you can be tailored to your exact requirements.
People need cover to protect their mortgage, income, to help provide for their children if the worst happens or for a set period of time to protect their partner. We can make the policy bespoke for your needs.
At Prestige Mortgage Solutions we have years of experience. You can trust that we always have our client’s best interests at heart.
Putting your Policy into Trust
We’d always recommend for all policies to be put into trust. This ensures that the beneficiaries of the policy are paid as quickly and smoothly as possible after death and the policy may not attract inheritance tax.
If there’s anything you’d like to chat about, whether that’s our services, our mortgages or insurance, just get in touch…
Why Prestige Mortgage Solutions?
Here at Prestige Mortgage Solutions the team offers a wealth of experience. We aim to save you time & money; guiding you through each step of the process.
We will work at times that suit you and your family, we can carry out appointments via video call, telephone or email, giving you the benefit of first class service, around your own schedule, and in the comfort of your own home
We access a comprehensive lender panel which includes some of the UK's biggest mortgage lenders
We access and compare through some of the UK's biggest insurance lenders.
No obligation advice* from our specialist advisers
Dedicated Adviser with you every step of the way
No hidden costs
Top quality Service- Professional advice from start to finish
Comparison sites don't give you any advice - we do..
*Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
“Sian answered all of our questions no matter how silly they sounded to us she always reassured us they were normal for first time buyers! I’ve known Sian for years and naturally was my first choice to go to for a mortgage when I went to look for one. Her professionalism and persistence makes her stand out from anyone else you could think about going to”
S Learmonth, East Kilbride
“I literally could not be happier with the service I received. I was kept up to date on progress at all times and always made to feel welcome if I did feel the need to check on something. End result was more than satisfactory and I will 100% be asking for help again in a couple of years when my fixed rate comes to an end. Highly recommended!”
“A superb and professional service, exceptional speed on delivery during times where personal advice or meetings and physical appointments have been difficult. Thoroughly happy with the company and how the whole mortgage transaction was seen through from start to end. I will gladly use again in the future”
I.Dill, East Kilbride
“Fantastic service, nothing was too much hassle. Kept up to date throughout the full process, just a great, professional and hassle free experience from start to finish, would highly recommend!!”
L McIlhiney, Glasgow
“Stephanie English was very friendly, efficient and quick to secure me the result I wanted.”
“Outstanding service from initial contact until remortgage and insurances were completed. Sian was constantly available and always responded to me quickly. Nothing was ever a bother for her (and I wasn’t exactly the easiest client to find insurance for). I was very happy with the mrotgage and insurances she found for me and my partner. Her friendly, positive, can-do attitude was present in every email, which made the entire process stress free. I couldn’t rate her highly enough. A consummate professional.”
“I want to express my appreciation towards this company especially to the mortgage broker who followed me throughout the process of the mortgage for my first house. A big thank you to Stephanie English and her consistent professionalism during the whole procedure”
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We search through all of the UK’s biggest insurance providers, here are just a few of them.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
Please note if we recommend a Product Transfer with your existing lender then no mortgage advice fee will be payable, we receive commission from the provider.